What Is an Installment Loan?

Installment loans are funds that you borrow and repay in equal parts over a set period of time. If your credit is less than perfect, an installment loan may be more affordable and pose less risk than other loans, such as payday loans. How installment loans work An installment loan is a fixed sum of … Read more

How to Choose A Mortgage Lender

Buying a home is a long-term commitment. Since you’ll be working with your mortgage lender for years to come, putting in the work to find the best mortgage lender at the beginning of your search can pay off. Though most of the mortgage process is the same with any lender, shopping around can help you … Read more

Best Cash Advance Apps 2024

Sometimes, payday just doesn’t come soon enough—and while you may not want to take out a whole loan, you could use a little extra money to float you through the interim. Cash advance apps make it possible to access relatively small portions of your own pay ahead of time: Users borrow money, usually on the … Read more

8 Types of Personal Loans Explained

Personal loans could be a wise option if you need to borrow to pay for a large expense or to cover a financial emergency. A personal loan lets you access a lump sum of cash that you can use to cover anything from medical bills to debt consolidation to home repairs. However, not all personal … Read more

How to Open a Bank Account? 4 Basic Requirements

Having a bank account can make your financial life easier. When you need to open one, you’ve got options, including checking, savings, money market, and certificate of deposit (CD) accounts. You also have a choice of financial institutions, including a traditional brick-and-mortar bank or credit union or an online financial institution.. To set up any … Read more